Such citizens of Odisha state who do not have their own house to live in or want to get their houses repaired, but due to weak financial condition, they are neither able to buy a house nor get their house repaired, to provide a loan amount of Rs.01 lakh to Rs.03 lakh to such citizens, the government of Odisha state has started Mo Ghara Yojana 2024.
With the start of this scheme, no rural citizen of Odisha state will remain homeless. Today by reading this article you will be able to get complete information about Mo Ghara Yojana Odisha 2024 Registration, Apply Online, Loan Amount, Subsidy, Benefits, Eligibility, Etc. So stay connected with this article till the end and get complete information about Mo Ghara Yojana Odisha 2024.
Mo Ghara Yojana Odisha 2024
Mo Ghara Yojana Odisha 2024 has been started by the Chief Minister of Odisha state, Naveen Patnaik, through which the economically unstable citizens of the state, who do not have their own house to live in or want to get their house repaired, will be provided a loan of Rs 01 lakh to Rs 03 lakh, so that the citizens of the state will be able to buy a house for themselves and their family. The loan taken from this scheme can be repaid in easy installments for 10 years, on which the government will also provide a subsidy of Rs 30 thousand to Rs 70 thousand to the citizens.
The benefit of this scheme will be provided to the homeless citizens of the economically weaker section and middle class of the rural areas of Odisha state. Under this scheme, the citizens of the state who want to get the benefit will have to do their Mo Ghara Yojana Odisha 2024 Online Registration, which can be easily completed by visiting the official website released moghara.odisha.gov.in.
Objective Of Scheme
The main objective of the government to start Mo Ghara Yojana in the state of Odisha is to provide a loan of Rs. 01 lacks to Rs. 03 lakh to the citizens of the rural areas of the state who are financially weak and do not have their own house to live in. They can buy their own house by getting financial assistance through this scheme. Also, the citizens whose houses are dilapidated can get their houses repaired by getting a loan under this scheme.
Mo Ghara Yojana Benefits
- Through the Mo Ghara Yojana launched in the state of Odisha, poor and middle class citizens of rural areas of the state can buy their own house for themselves and their family by getting a loan of Rs. 01 lahks to Rs. 03 lahks.
- Citizens of Odisha state whose houses are broken and need repair can get their house repaired by getting a loan through this scheme.
- A subsidy of Rs. 30 thousand to Rs. 70 thousand is also provided to the citizens of the state on the loan provided through this scheme, which is determined on the basis of the loan amount.
- No citizen of the state will remain homeless.
- The standard of living of the poor and middle-class citizens of the state will improve.
- The time to repay the loan taken by the citizens of the state will be 10 years, which the citizens will be able to repay easily in installments.
Provided Loan Amount
Through Odisha Mo Ghar Yojana 2024, the government will provide a loan of Rs. 01 lahks to Rs. 03 lahks for 10 years to the poor and middle-class citizens of the rural areas of the state to buy their own houses or to get the dilapidated house repaired.
Subsidy Amount
Through Odisha Mo Ghara Yojana 2024, the subsidy is also provided on the loans provided to the citizens of the state, the details of which are as follows based on the loan amount.
| Loan Amount | Subsidy Amount |
| 1.00 Lakh Rupees | 30000 Rupees |
| 1.50 Lakh Rupees | 45000 Rupees |
| 2.00 Lakh Rupees | 60000 Rupees |
| 3.00 Lakh Rupees | 70000 Rupees |
Eligibility Criteria
The government has set some eligibility criteria for the financial assistance provided through Odisha Mo Ghar Yojana, the details of which are as follows and only eligible citizens can avail the benefits of this scheme.
- Only those citizens who are permanent residents of Odisha state are eligible for this scheme.
- Only citizens of rural areas of Odisha state are eligible for this scheme, citizens of urban areas are not eligible.
- Citizens who have already received benefits from any housing scheme are not eligible to avail the benefits of this scheme.
- Citizens whose family monthly income is more than Rs 25 thousand will also not be considered eligible for this scheme.
- Citizens whose family member is a government employee or income tax payer are also not eligible for this scheme.
- Citizens who are already defaulters in any type of loan are not eligible for this scheme.
- Citizens must have all the necessary documents to apply.
Documents Required To Registration
- EWS Certificate
- Aadhar Card
- Identity Card
- Family Ration Card
- Residence Certificate
- Income Certificate
- Bank Passbook
- Passport Size Photo
- Mobile Number
- Jan Aadhar Card
- Mail ID
Process Of Mo Ghara Yojana Odisha 2024 Online Registration
For the citizens of Odisha state who want to do Mo Ghara Yojana Odisha 2024 Registration, the process is as follows.
- Visit the official website moghara.odisha.gov.in released for the scheme.
- Click on the registration option on the home page.
On the new page, the registration form of this scheme will open in which enter all the required details correctly and click on the option of Get OTP.- Now an OTP will come on your mobile number, enter it in the OTP box and click on the option to proceed.
- Now a new page will open in front of you in which the application form of this scheme will open.
- Enter all the required details asked in this application form correctly and upload all the required documents.
- Finally, you click on the option of submit.
- In this way, you will be able to easily complete Mo Ghara Yojana Odisha 2024 Online Registration.
Mo Ghara Yojana Login @ moghara.odisha.gov.in
The process of logging into Mo Ghara Yojana Odisha 2024 is as follows for the citizens of the state.
- Visit the official website released for the scheme.
- Go to the login option on the home page and click on the applicant option.
- In the new page, enter your registration number and click on the login option. In this way, you will be able to easily Mo Ghara Yojana Odisha 2024 Login.
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