Many citizens in the country are unable to fulfill their needs due to weak financial conditions and are not able to start their businesses, due to which they need to take a loan, but there are many types of private loans whose interest rates is very high, which poor citizens are unable to repay due to which they are unable to take a loan. To provide personal loans up to Rs 02 lakh to such citizens at a low interest rate, the central government has started PM Aadhar Card Loan Yojana 2024.
By getting a loan under this scheme, the citizens of the country will be able to start their own businesses and move forward. Today, through this article, we will provide you with complete information about PM Aadhar Card Loan Yojana 2024 Apply Online, Loan Amount, Types, Benefits, Interest Rate, Eligibility, Documents, Etc. So stay connected with this article till the end and get complete information about PM Aadhar Card Loan Yojana 2024.
PM Aadhar Card Loan Yojana 2024
PM Aadhar Card Loan Yojana 2024 has been started by the central government of the country for the economically weaker citizens of the country, through which a personal loan of Rs 02 lakh will be provided on Aadhar card at a very low interest rate to the economically weaker citizens of the country to start their own business and meet their needs. Citizens will not have to give any kind of guarantee on the loan provided through this scheme.
Subsidy will also be provided to the citizens on the loan provided under this scheme, which has been fixed at 25% for urban areas and 35% for rural areas. Under this scheme, three types of Shishu Loan, Kishor Loan and Tarun Loan are provided, whose loan amount has also been fixed differently. To take a loan under this scheme, citizens will have to apply online for PM Aadhar Card Loan Yojana 2024, which can be done by visiting the official website of the concerned bank.
प्रधानमंत्री आधार कार्ड लोन योजना विवरण
| Scheme Name | PM Aadhar Card Loan Yojana |
| Started By | Central Government Of India |
| Country | India |
| Beneficiary | All citizens of the country |
| Loan Amount | 10000 Rupees To 02 Lakh Rupees |
| Application Mode | Online |
| Benefits | Get a personal loan at a low interest rate to start your own business or meet your end needs |
| Year | 2024 |
| Official Website | sbi.co.in |
Objective Of Pradhan Mantri Aadhar Card Loan Yojana
The main objective of the Central Government to start the PM Aadhar Card Loan Yojana in the country is to provide a loan of Rs. 10 thousand to Rs. 2 lakh at a low interest rate to the economically weak citizens of the country to start their own business or to fulfill any kind of money related needs so that poor students can complete their studies and citizens can strengthen their financial condition by starting their own business.
Benefits Of Scheme
The details of the benefits that the citizens of the country will get from the PM Aadhar Card Loan Yojana 2024 started in the country are as follows.
- By getting a loan through this scheme, students from economically unstable families of the country will be able to complete their studies.
- Citizens of the country who are economically weak and want to start their own business but they lack money, such citizens will be able to start their own business by getting a loan of Rs 02 lakh.
- Through this scheme, loans ranging from Rs 10000 to Rs 02 lakh will be provided, for which citizens will not have to give any kind of guarantee.
- 35% subsidy will also be provided to the citizens of rural areas and 25% subsidy to the citizens of urban areas on the loan provided under this scheme.
- 7.3% to 12% annual interest rate will be charged on the loan provided under this scheme, which is very low, and can be easily repaid.
- Citizens of the country will be able to get the loan provided under this scheme from any bank.
Types Of PM Aadhar Card Loan Yojana 2024
देश की केंद्र सरकार द्वारा शुरू की गयी PM Aadhar Card Loan Yojana 2024 के तीन प्रकार है जिनकी राशि भी अलग अलग निर्धारित की गयी है जिसका विवरण इस प्रकार है |
| लोन का प्रकार | लोन राशि |
| शिशु लोन | 10000 रूपये से 50000 रूपये तक |
| किशोर लोन | 50000 रूपये से 01 लाख रूपये तक |
| तरुण लोन | 01 लाख रूपये से 02 लाख रूपये तक |
Interest Rate PM Aadhar Card Loan Yojana
Under the PM Aadhar Card Loan Yojana, the citizens of the country will be charged an interest rate of 7.3% to 12% on the personal loan provided on the Aadhar card, which will depend on your loan amount and the bank, which can be easily repaid in installments along with the loan amount.
Subsidy Amount Of Scheme
Under the Pradhan Mantri Aadhar Card Loan Scheme, the citizens receiving the loan will also be provided a subsidy on the loan taken which is fixed at 35% for rural areas and 25% for urban areas, which will be provided to the citizens after taking the loan.
Eligibility Criteria
Under the PM Aadhar Card Loan Yojana 2024 launched by the central government of the country, some eligibility has been prescribed to provide loans to the citizens, the details of which are as follows.
- Citizens of the country with weak economic conditions are eligible to get loan under this scheme.
- Students of the country between the age of 18 years to 21 years are eligible to get Shishu loan.
- Young people of the country between the age of 21 years to 25 years are eligible to get Kishore loan.
- Citizens above 25 years of age are eligible to get Tarun loan.
- Citizens who are already defaulters in any type of loan are not eligible to get loan under this scheme.
- Only permanent resident citizens of the country can get personal loan under this scheme.
- Eligible citizens should have an account in any bank to get a loan.
- Citizens must have all the necessary documents to apply.
Documents Required To Apply
The details of the necessary documents required by the eligible citizens of the country to apply online for PM Aadhar Card Loan Yojana are as follows.
- Aadhar Card
- Residence Certificate
- Income Certificate
- Age Certificate
- Email ID
- Mobile Number
- Bank Passbook
- Bank Statement of last 06 months
- Passport Size Photo
- etc.
Process Of PM Aadhar Card Loan Yojana 2024 Apply Online
The step-by-step description of the entire process of PM Aadhar Card Loan Yojana 2024 Apply Online for the citizens of the country is as follows.
- Go to the official website of the bank from which you want to take a loan.
- Click on the option of PM Aadhar Card Loan Yojana on the home page.
- Now a new page will open in front of you, in which click on the option of Apply For Loan.
- Now in the new page, select one option from Shishu, Kishor, and Tarun loan.
- Now the application form of this scheme will open in front of you.
- Enter all the necessary details asked in this application form correctly and what you do, for whom you are taking the loan, and enter the loan amount.
- Now you click on the submit option.
- Now your application has been done, submit all the necessary documents asked by the concerned bank when you call.
- In this way, you will be able to easily complete PM Aadhar Card Loan Yojana 2024 Apply Online.
| Official Website | Click Here |
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