PM Mudra Loan Yojana 2024 was started by our country’s Prime Minister Narendra Modi to provide loans up to Rs 10 lakh to the citizens of the country to start their businesses or expand their businesses, in which today while making changes, Finance Minister Nirmala Sitharaman ji has increased the amount of 10 lakhs to 20 lakh rupees while presenting the budget 2024-25.
Now the citizens of the country will be provided a loan of up to Rs 20 lakh under the Pradhan Mantri Mudra Loan Yojana for starting their own business. Today, through this article, we will provide you with complete information about PM Mudra Loan Yojana 2024 Apply Online, Benefits, Eligibility, Loan Amount, Interest Rate, Etc. So stay connected with this article till the end and get complete information about PM Mudra Loan Yojana 2024.
PM Mudra Loan Yojana 2024
Prime Minister Narendra Modi started PM Mudra Loan Yojana 2024 to enable the unemployed citizens of the country to start their businesses or renew their old businesses, under which all the citizens of the country are provided a loan of Rs 50 thousand to Rs 10 lakh to start their own business.
Today on 23 July 2024, the Finance Minister of the country, Nirmala Sitharaman ji, while presenting the budget 2024-25 of the Central Government, has increased the loan amount provided under the Pradhan Mantri Mudra Loan Yojana from Rs 10 lakh to Rs 20 lakh, that is, now the citizens of the country will be provided MSME loan up to Rs 20 lakh under PM Mudra Loan Yojana 2024 by the Central Government to set up their enterprise, which will be provided at a very low interest rate of 09 to 12%.
Through this scheme, loan facilities are available for small shopkeepers of the country, and small industries like fruits, and food processing units, to get which eligible citizens will have to apply online for PM Mudra Loan Yojana 2024, which can be done by visiting the official website www.mudra.org.in.
Pradhan Mantri Mudra Loan Yojana 2024 New Updates
The Finance Minister of the country, Nirmala Sitharaman ji, has made many new changes in the Pradhan Mantri Mudra Loan Scheme today 23 July 2024, the details of which are as follows.
- Instead of Rs 10 lakh, now a loan of up to Rs 20 lakh will be provided to the citizens of the country to start their businesses.
- The process of applying for a loan to the citizens of the country will be made more easy so that they can get the loan quickly and easily.
- The limit of the trader will be reduced from Rs 500 crore to Rs 250 crore to compulsorily include buyers in the country on the trader’s platform.
- Financial help will be provided to set up 50 multi-product food irradiation units in the MSME sector.
- E-Commerce Export Centers will be set up in PPP mode to enable MSMEs and traditional artisans to sell their products in the global market.
Key Highlights Of PM Mudra Loan Scheme
| Scheme Name | PM Mudra Loan Yojana |
| Started By | By Prime Minister Narendra Modi Ji |
| Country | India |
| Beneficiary | Small business citizens of the country |
| Provided Loan Amount | 50000 Rupees To 20 Lakh Rupees |
| Application Mode | Online |
| Interest Rate | 09 % To 12 % |
| Scheme Category | Central Government Scheme |
| Official Website | www.mudra.org.in |
प्रधानमंत्री मुद्रा लोन योजना उद्देश्य
देश की केंद्र सरकार द्वारा शुरू की गयी प्रधानमंत्री मुद्रा लोन योजना की शुरू करने का सरकार का मुख्य उद्देश्य देश के बेरोजगार नागरिक जो आर्थिक स्थिति से कमजोर होने की वजह से अपना खुद का व्यवसाय शुरू नहीं कर पा रहें है ऐसे नागरिकों को अपना छोटा व्यवसाय शुरू करने या व्यवसाय को बढाने के लिए 50 हजार रूपये से 20 लाख रूपये तक के लोन की सुविधा बहुत ही कम ब्याज दर पर प्रदान करना है |
योजना के तहत अब 10 लाख रूपये की जगह 20 लाख रूपये का लोन मिलेगा
देश की वित मंत्री निर्मला सीतारमण जी नें आज 23 जुलाई 2024 को लोकसभा में बजट पेश करते हुए प्रधानमंत्री मुद्रा लोन योजना के तहत प्रदान किये जाने वाले 10 लाख रूपये तक के लोन की राशि को बढाकर 20 लाख रूपये कर दिया है जिससे देश के नागरिक आसानी से अपना व्यवसाय शुरू कर पाएंगे और अच्छी कमाई करके आर्थिक स्थिति से मजबूत बन पाएंगे |
PM Mudra Loan Yojana 2024 Amount
Under the Pradhan Mantri Mudra Loan Scheme, the citizens of the country will be provided loans ranging from Rs. 50 thousand to Rs. 20 lakh to start their own business. This loan will be provided in three categories namely Shishu Loan, Kishor Loan, and Tarun Loan. The details of the amount are as follows.
| Shishu Loan | From Rs.10 thousand to Rs.1 lakh |
| Kishore Loan | From Rs 1 lakh to Rs 10 lakh |
| Tarun Loan | Rs 10 lakh to Rs 20 lakh |
Eligibility Criteria
Under the Pradhan Mantri Mudra Loan Yojana, the central government has set some eligibility criteria to provide loans to the citizens of the country to start their own business, the details of which are as follows.
- Permanent resident citizens of the country are eligible for this scheme.
- Citizens of the country with weak economic conditions who want to start their own business are eligible for this scheme.
- Old businessmen who want to expand their business are also eligible to get the benefit of this scheme.
- The age of the applicant citizens should be more than 18 years.
- The citizens applying should not be defaulters in any type of loan.
- The citizens should have all the necessary documents.
Documents Required To Apply Online
The details of the important documents required by the citizens of the country to get a loan under the Pradhan Mantri Mudra Loan Yojana are as follows.
- Aadhar Card
- PAN Card
- Age Certificate
- Income Certificate
- Residence Certificate
- Business Certificate
- Passport Size Photo
- Bank Passbook
- Email ID
- Mobile Number
- Etc.
प्रधानमंत्री मुद्रा लोन योजना ऑनलाइन आवेदन करने की प्रक्रिया
The step-by-step details of the complete process of PM Mudra Loan Yojana 2024 Apply Online for eligible citizens of the country are as follows.
- Visit the official website www.mudra.org.in released for the scheme.
- On the home page, below you will see three types of loan categories Shishu, Kishor and Tarun, from which you select your category.
- Now a new page will open in front of you in which you click on the download option given in front of the application form.
- Now the application form of this scheme will be downloaded in PDF on your mobile or computer, which you can take a printout of.
- Now enter all the necessary details asked in this application form correctly and attach all the required documents with this application form.
- Now submit this application form to the branch of the bank from which you want to get a Mudra loan.
- Now your application form will be checked by the employees of the bank, and if you are found eligible, then you will be provided a loan soon.
- In this way, you will be able to easily complete Pradhan Mantri Mudra Loan Yojana 2024 Apply Online.
| Official Website | Click Here |
| For More Updates | Sarkariyojanaregistration.co.in |